Fintech, Bigtech Credit and Economic Growth: A Bibliometric Review and Meta Analysis

Abstract

The financial sector plays a vital role to improve economic performance. Development of innovative lending strategies is necessary since debt is the largest form of finance. FinTech and BigTech credit are such innovative ways in the new era of extreme technological advancements that help ensure the economy is inclusive and grows in a sustainable manner. This paper applies a bibliometric review and meta-analysis by utilizing the SCOPUS database to explore the academic research that has been conducted on FinTech/BigTech credit and economic growth. The VOSviewer software was utilized to construct and visualize the bibliometric networks from the extracted data. Our findings show a massive increase in documents published on this topic between 2019 and 2022. Bank concentration, bank minimum capital requirements, market inefficiencies, financial inclusion and regulation on technological innovation were identified as key factors to influence FinTech/BigTech credit adoption. The significance of the study is that we identify the research gaps from previous studies and demonstrate the importance of establishing the nexus between FinTech/BigTech credit and economic growth.

Keywords

• fintech
• bigtech credit
• economic growth
• sustainability
• financial inclusion
• regulation
• bibliometric review