Cracking the code: Unveiling carding crime through the darknet-acquired criminal carding manual and the business model canvas

Abstract

The principal aim of this study is to explore the applicability of the Business Model Canvas in comprehending and deconstructing the operational structure of white-collar crime, with specific emphasis on carding crime as a focal point. By combining insights from a Darknet-acquired criminal carding manual with the BMC, this research introduces an innovative method for understanding and addressing illicit activities. The application of the Canvas to deconstruct the key components of the carding ecosystem establishes a systematic framework for comprehending the motivations, operational procedures, resource allocation, and financial dynamics involved in such criminal activities. This study underscores the versatility and efficacy of the Business Model Canvas in unravelling intricate criminal networks and proposes a model for utilising this approach to investigate and combat a wider array of white-collar crimes. By highlighting the successful integration of the Canvas with the carding manual, this research sets the groundwork for employing similar methodologies in analysing and combating diverse forms of financial crimes, thus showcasing the potential for broader applications beyond the context of carding crime.

Keywords

• Criminal Business Models
• Business Model Canvas
• White Collar Crimes
• Countermeasures
• Investigative tools and techniques