POLICY IMPLEMENTATION OF EMPOWERMENT PROGRAM FOR SMES AT BANDUNG DISTRICT OF WEST JAVA, INDONESIA

Abstract

This research was conducted based on a phenomenon regarding the empowerment program for Small and Medium Enterprises (SMEs) in the form of equity that occurred in Bandung Regency. The issue of empowering SMEs is a very interesting policy issue to discuss because in this issue many factors determine the success of policy implementation, to be used as material for evaluation and consideration by both the Bandung Regency government and other regions in implementing policies so that it can run well and achieving goals. The implementation of the capital participation policy in Bandung Regency is based on local government regulations, namely in Regional Regulation Number 7 of 2013 concerning Equity Participation in Non-Banking Microfinance Institutions (Cooperatives and Non-Cooperatives) through Banking. This study uses a descriptive method with a qualitative approach to find out the answer to the question of how to implement policies through Equity Participation and what are the factors that are supporting and hindering Capital Participation policies in Bandung Regency. The results of this study indicate that the Bandung Regency Government has implemented a policy of empowerment through equity by Regional Regulation Number 7 of 2013 concerning Equity Participation through the Empowerment Program for Cooperatives, SMEs in Bandung Regency, namely providing good services in borrowing. Main activities include Socialization of policies, requirements for applying for capital loans, Procedures for disbursing and repaying capital loans. The Service Technical Team, Verification Team, and Implementing Bank as policy executing actors have also carried out their duties and responsibilities properly.

Keywords

• policy implementation
• smes; equity capital
• bandung district