The Influence of Financial Technology, Financial Literacy and Financial Efficacy on Student’s Interest in Investing

Abstract

This study aims to analyze the effect of financial technology, financial literacy and financial efficacy on students' interest in investing in the capital market. The data source used is primary data by distributing questionnaires. The sampling technique used is purposive sampling with the criteria of active students who have received capital market training. This research is a quantitative study using SPSS for Windows ver 25.0 as a tool to test multiple linear regression analysis. The results of this study indicate that only financial technology and financial efficacy significantly affect students' interest in investing, and financial literacy has no significant effect. It is hoped that further research can develop other factors influencing investment intentions.

Keywords

• financial technology, financial literacy, financial efficacy, student interest