Internal Factors affecting commercial banks Profitability in Jordan

Abstract

The research aims to look into the factors that influence Jordanian commercial banks profitability.A sample of 13 commercial banks out of 16 listed on the Amman Stock Exchange for 2011–2020 was selected to achieve this goal.The study variables were analysed using the E-Views software for descriptive analysis, correlation analysis, and simple and multiple linear regression analyses.The study shows that when the independent factors had integrated, they impacted the dependents factor, reflecting on Return on Assets. The net credit interest to net credit facilities ratio positively affects, in contrast, the net interest and commissions income to total income ratio, the provision for credit facilities and interest in suspense to net credit facilities ratio, the bank size negatively affect the profitability measured by return on assets in Jordanian commercial banks.

Keywords

• банки
• кредитные средства
• процент по кредитам
• чистый процент
• рентабельность активов