Spreminjajoča se vloga razvojnih bank in izzivi njihovega delovanja v prihodnosti

Abstract

This article provides a focused overview of development banking with an eye toward the challenges that development banks will face in the future. The economic basis of development banking is market gaps due to information asymmetries, positive externalities, and imperfect competition in the financial system. Recently, there has been a growing emphasis on the role of development banks in transformation in the context of major structural breaks, highlighting the importance of their financial sustainability and good management practices. Based on the experience of countercyclical policies during the crisis, addressing socioeconomic challenges such as climate change, reviving industrial policy in the face of rapid technological change, and increasing protectionism, the role of development banks is likely to be strengthened in the future.

Keywords

• development banking
• market gaps
• industrial policy
• financial crisis
• climate change
• technological changes