FACTORS AFFECTING THE AMOUNT OF FIRES IN POLAND DURING THE GREAT ECONOMIC CRISIS

Abstract

The purpose of the article is to study the factors that influenced the fire situation in Poland during the interwar period. In addition to the natural and technical factors, the importance of which has diminished with the development of new building technologies, huge and further human activities are increasingly affecting the issue of the explosive fires number. On the one hand, the insured people themselves caused a significant number of fires, and, on the other – these were insurance companies, using their policies to create a concrete behavior of the insurance policyholders. The policy of insurance combined with the current economic situation had the greatest impact on the policyholder’s behavior throughout the period of interwar Poland existence. There still remains the question how well the policy has been formed. The economic situation in the country could not but affect the insurance market. On the one hand, insurers began to struggle with a large number of citizens not been able to enforce compulsory insurance payments, let alone voluntary insurance. On the other hand, the absence of the factor preventing losses caused by high inflation did not protect the institution as it had been a couple of years before. The human factor had the greatest impact on the number of fires during the major economic crisis. The main methods of research were historical, statistical, and analysis methods.

Keywords

• Польща в міжвоєнний період, страхування, ринок нерухомості, Універсальний інститут взаємного страхування