Determination of Vine Growers’ Tendency, Problems and Solution Offers for Agricultural Insurance Applications in Viticulture Business in Trakya Region

Abstract

This study was carried out in order to provide informative data for improvement of agricultural insurance sector by determination of awareness of vine-growers in Tekirdağ, Edirne, Kırklareli and Çanakkale provinces about agricultural insurance, their tendencies about the insurance, the reasons for taking out or not taking out an insurance policy and the problems faced and solution offers.. Questionnaire studies were made with a total of 289 growers within the research area, of which 60 had an active insurance policy, and the data obtained were analyzed and evaluated. Hail and frost are the most important agricultural uncertainties in the research area. According to the data and observations, government contribution of 50% appeared to be important for increasing prevalency of agricultural insurance policies. Although attendance to introductory contact meetings was low (18%), majority of the growers (75,4%) reported that they were aware of scope and conditions of partially government subsidized agricultural insurance. Eighty-eight percent of surveyed growers defined agricultural insurance correctly. The most important reason that account for the insufficient adoption of agricultural insurance by growers is the small size and low-income of the vineyards. The other causes are insufficient insurance coverage, the lack of entrances of land shareholders into the farmer registration system and the lack of confidence for payment of a full cover indemnity. The problems of insured growers are inaccurate damage assessment process, high exemption amount in indemnity payments and neglectance of declerations of growers during insurance process about determination of product yield and price

Keywords

• bağcılık
• üzüm üreticisi
• tarım sigortası
• çiftçi eğilimi
• viticulture
• grape growers
• agricultural insurance
• farmer tendency