Problems of Cooperation between Credit Institutions and Insurance Companies for Managing the Loan Consumers’ Matters, Affected by Flood in the Territory of Khabarovsk Region

Abstract

Developed by the Rospotrebnadzor Administration in the Khabarovsk Territory was the algorithm for establishing cooperation between bank institutions, insurance companies, and other organizations on the basis of debt restructuring and payment adjourning. Compiled was the handbook for loan borrowers as regards their rights fixed in the current normative regulations. Displayed was the information on the preventive procedures for consumer financial and insurance protection that were being carried out by the Rospotrebnadzor Administration in cooperation with other agencies and services, allowing for relief of social tensions on the part of the population affected by flood.

Keywords

• кредитная организация
• страховой случай
• консультативная помощь
• реструктуризация долга
• заемщики
• паводок
• credit institution
• insurance event
• counseling
• debt restructuring
• borrowers
• high water