Bìznes Inform (Nov 2018)
The Threats to the Financial Security of the National Enterprises and Households at the Present Stage
Abstract
The article is aimed at summarizing the results of research on the theoretical-methodical approaches to the definition of essence and interrelation of financial security of households and the economic entities within the component structure of financial security of the State, as well as identification of the inherent threats at the present stage of development of Ukraine’s economy. It is determined that the basic components of the financial security of the State at the micro level are the financial security of economic entities (enterprises) and the financial security of households, the relationship between which can be characterized differently in terms of the different stages of economic cycles. The research showed that the financial security of enterprises and households is constantly threatened, the threats can be identified, potential, external and internal. These threats are caused by certain risks, which can also be classified in some way. Among the threats to the financial security of households, which have recently gained special relevance, a significant increase in tariffs for housing and utilities, as well as consumer prices for food products can be singled out. It is displayed that in recent years in Ukraine there is an excess of the rate growth of the utility tariffs over the inflation rate. Prospects for further research in this area are more detailed research of factors influencing the level of financial security of enterprises and households, as well as definition of the indicators that will allow to obtain more substantiated evaluation of their level.
