Regulation of financial condition insurers in the Russian Federation and assessment the insurers by insured

Abstract

In the article describes the main regulations for the financial condition of Russian insurance companies: examined statutory capital requirements of insurers, the solvency margin, formation and placement the insurance reserves, covering equity by assets; are given the main characteristics of indicators, identifies areas of development; used data from supervisory authorities of the Russian Federation, the official statistics, the results of research consulting, insurance data, regulatory framework; based on the results of the article conclusions are drawn on adequate regulation of insurers’ financial stability in the modern Russian insurance market and the necessity to compliance with legal requirements; made the assumption that there is no necessity to tighten regulatory requirements for companies.

Keywords

• regulation of the financial condition
• russian insurance companies