Pembiayaan Mikro BRI Syariah: Upaya Pemberdayaan dan Peningkatan UMKM oleh BRI Syariah Cabang Kendari

Abstract

Understanding of micro, small and medium enterprises is based on indicators (1) the amount of wealth such as cash, supplies, land, machinery for production (2) the amount of investment that is considered as working capital (3) total sales in a year (4) total number of employees. Micro Business Financing BRI Syariah is a business financing product intended for middle class people who have micro, small and medium enterprises to meet the needs/capital increase. in an effort to increase Micro, Small and Medium Enterprises in Kendari City, BRI Syariah has three financing products for Micro, Small and Medium Enterprises; (1) Micro 25iB; is a product without collateral financing, the ceiling of Rp. 5juta to Rp. 25juta (2) Micro 75iB; is a financing product with collateral, the ceiling of Rp. 10juta to Rp. 75M (3) Micro 500iB; is a financing product with collateral, the ceiling of Rp. > 75juta to Rp. 500million.

Keywords

• Micro, Small and Medium Enterprises, BRI Syariah Financing, Micro 25iB, Micro 75iB, Micro 500iB