Study on Risk Analysis and the Way of Framing the Activity of Credit Guarantee for SMEs in Prudential Requirements/ Indicators

Abstract

This study deals with risk analysis and with the way of framing the activity of credit guaranteefor SMEs in terms of prudential requirements/ indicators. Il also tackles the ways of framing theactivity of guaranteeing, financing and treasury, under prudential requirements/ indicators, withinthe limits laid down for Non-Banking Financial Institutions, for Guaranteeing the Credits grantedto SMEs, by the National Credit Guarantee Fund for SMEs, under the Risk Policy and internalregulations (rules, procedures, operation instructions).

Keywords

• risk analysis
• credit guarantee
• SME
• prudential requirements
• indicators