CONSIDERATIONS REGARDING THE MANAGEMENT STRATEGIES OF BANK RISKS

Abstract

The study summarizes what it means banking risks, the main risk management strategies. The complexity of the business environment, liberalization and internationalization of financial flows, brings rapid innovation, diversified financial markets, new opportunities but multiplied risks. Banks establish the types of risks they are prepared to take and the threshold at which risk is considered significant. The process of determining the risks that are taken includes the nature, the scale and the complexity of banks.

Keywords

• banks
• banking risks
• the strategy of the banks
• profit
• credit risk
• credit risk management.