Analyzing the Financial Security of the Ukrainian Credit Market

Abstract

The article is aimed at researching the current status of security of Ukrainian credit market. The place, essence and meaning of the concept of «financial security of credit market» is considered. An analysis of the main indicators of the banking segment of the Ukrainian credit market during 2012–2017 is carried out. The credit portfolio of Ukrainian banks regarding the availability of problematic loans is considered. Both the dynamics of reserves in terms of the bank credit operations and the level of security of credit portfolio of national banks are analyzed. A system of indicators for analysis of the current status of financial security of credit market is presented. The integral indices of financial security of the banking system are calculated. The conclusions on the degree of security of the credit services market are formed and practical recommendations for improvement of its level are suggested. Further prospects of research consist in development of strategic credit policy for ensuring reliability and strengthening of credit market and the banking system of Ukraine as a whole.

Keywords

• financial security
• credit security
• credit market
• credit portfolio
• problematic credit
• financial security indicators