Complex Assessment of Sufficiency of the Bank Resource Potential

Abstract

The goal of the article is development of methodical recommendations regarding assessment of sufficiency of the bank resource potential by means of identification and analysis of all its components and use of the method of rating assessment. Analysing, systemising and generalising scientific works of foreign and Ukrainian scientists, the article considers a complex approach to the bank resource potential management. In the result of the study the article identifies specific features of a complex approach in the bank resource potential management. The method of geometric average and normative values of selected ratios for calculation was used for the generalising complex assessment of sufficiency of the bank resource potential. The rating assessment of the Public JSC Mercury Bank resource potential was calculated by such indicators as: debt, loan and own resources. The stated algorithm of the rating assessment of the resource potential could be applied for comparison of banks in dynamics.

Keywords

• bank
• assessment
• resource potential
• rating assessment