CONTROL OF THE FINANCES OF THE ECONOMIC SUBJECTS: THE CONTEMPORARY TECHNOLOGIES OF THE CREDITING OF MARKET SUBJECTS UNDER THE CONDITIONS OF THE SCARCITY OF THE LIQUIDITY

Abstract

In the article is proposed the solution of vital problem -search of the sources of the crediting of enterprises.For the search for the sources of funds and guaranteesthey attempt to act in two directions: credit organizationsenlarge the technologies of scoring, and enterprises themselves attempt to master the system of cash pooling. Oncethis technology was approved by the group of states, bythen most important companies, it is now possibly for theenterprises of small business. The contemporary state of information transparency makes it possible to build long-term relations in bank retail, thus, that all participants inthe economic chain obtained positive experience fromthe collaboration. I.e., goes the active standardization ofthe entire system for the control of business in the worldunder the aegis of Basel agreement. Application of the automated scoring systems gives to banks the possibilityto reorganize the system of credit activity.

Keywords

• оборотный капитал
• управление денежными средствами
• кредитование
• скоринг
• денежный пул
• малый бизнес
• working capital
• cash management
• crediting
• scoring a cash pool
• small business