Цифрова платформа: інформаційні технології в соціокультурній сфері (Dec 2018)
Adaptive Remote Banking System
Abstract
The purpose of the article is to study the processes of on-line servicing of various bank clients, review and the author's system description of remote banking services. Research methods are methods of developing web applications, methods of semantic analysis of the main concepts of the subject domain (banking services of banking products). The article deals with the main functions of banking systems for servicing different classes of users (individuals, corporate legal entities, etc.). The article proposes and describes the function of the author's adaptive remote banking system, which allows the use of the wide possibilities of modern mobile applications and the Internet. The described functional involves the processing of accounts, corporate cards, banking products, and the like. All functionalities have been tested in the developed author adaptive system of remote banking services for clients of Bank PUMB. The novelty of the research. The authors have proposed approaches to the flexibility of embedding the developed software product in the banking systems of other banks, minimizing the computational complexity of the algorithm of banking services for various banking products, and so on. These approaches are implemented in the author's adaptive system of remote banking services and provide a new level of efficiency of on-line servicing of bank clients. The developed interface of the system meets all the requirements for the banking systems interfaces. The conclusion of the research consists in the proposed approach to banking customer service with the help of the author's adaptive remote banking system helps reduce the time for banking operations and minimize the information and technological resources necessary for the functioning of the system. Therefore, the proposed approach (in the form of an author's adaptive remote banking system) is an important factor in ensuring efficient banking services for banking products.
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