Bìznes Inform (Dec 2013)
Finances of Homesteads and Their Role in Ensuring Demand and Supply in the Investment Market
Abstract
The article is devoted to finances of homesteads as the main prerequisite of ensuring demand and supply in the investment market in Ukraine. It pays significant attention to clarification of the “finances of homesteads” definition. It detect the sources of formation and directions of use of financial resources of homesteads. It clarifies the composition of own and attracted financial resources of homesteads. Directions of use of financial resources by the balance approach include consumer expenditures, expenditures for acquisition of long-life commodities, real estate, land lots and investments (acquisition of investment products). The article reveals the dual role of non-circulating assets of homesteads depending on their use (personal or entrepreneurial for getting income). It also reveals factors that influence changing movement (flows) of financial resources of homesteads. It develops a format for balancing financial resources of homesteads by the indirect method and by the end use (assessment of financial state, formation of income and expenditures and movement of financial resources). It identifies the role of finances of homesteads in ensuring demand and supply in the investment market.
