The Influence of the Digitalization of the Banking System on the Transformation of Cash and Money Circulation in the Russian Federation

Abstract

The purpose: to investigate the impact of digital technologies in the banking sector on the transformation of cash circulation in the Russian Federation.Methods: comparative-statistical, system, expert-analytical.Results: the reasons that determine the possibilities for expanding the use of non-cash payments are noted, the advantages of non-cash payments and QR payments are determined.Conclusions: the author substantiates the development and implementation of the digital economy and its impact on the control of cash flows of all counterparties of the financial system.

Keywords

• инструменты цифрофизации банковской сферы
• наличные платежи
• безналичные расчеты
• эквайринг
• онлайн-касса
• фискальный накопитель
• система быстрых платежей
• qr-код
• центральный банк