Bìznes Inform (May 2018)
The Directions of Increase of Efficiency of Investment Activity of Banks of Ukraine
Abstract
The article is aimed at improving the methodology of evaluating the efficiency of investment activities of banks in accordance with the risk inherent in the capital investment process. The basic recommendations on improvement of regulatory activity of the State with the purpose of increase of efficiency of investment activity of banks are analyzed. The analysis helped to determine that the researchers are mainly focusing on improving the general economic conditions of the country in which the bank operates, and partly – on developing practical recommendations to improve the approach to investment activities. In addition, scholars pay insufficient attention to the process of regulating the structure of investment portfolio. With a view of the determined shortcomings, the approach of «efficient placement of securities» has been developed, allowing to get maximal efficiency of investment activity even at the stage of initial formation of the portfolio. The approach also helps to adjust the structure of portfolio in accordance with the changes in the investment market in order to obtain maximum efficiency of investment activity taking account of the indicators of the bank’s resource base and the possibility of forming reserves to secure losses from active operations.
