Digitalization of the financial sector of the economy as a factor of increasing the efficiency of management of regional economic systems

Abstract

The article provides an assessment of the impact of digitalization of the financial sector on the effectiveness of regional economic systems. The authors put the methodology based on the materials of the Skolkovo study «Digital ,,Russia Index” for the subjects of the Russian Federation» as the basis of the assessment methodology. The directions of increasing the role of digitalization of financial sectors in the development of regions are identified, an assessment of infrastructure readiness for «total» digitalization is presented, an assessment of the economic feasibility of introducing digital services into the financial and real sectors of the regional economy is presented. A prerequisite for successful interaction between a company and a financial institution is digital compatibility (especially in an ecosystem).

Keywords

• financial sector
• real sector
• regional economic system
• digitalization
• digital service
• transformation
• ecosystem