MITIGATING FINANCIAL AND DATA PRIVACY RISKS: EVALUATING LEGAL RIGHTS AND RESPONSIBILITIES IN ONLINE SOCIAL GATHERINGS IN INDONESIA

Abstract

The advancement of technology has emerged new behavior, including online social gatherings that serve as an alternative to traditional face-to-face interactions. These gatherings involve agreements and arrangements between organizers and participants conducted via online communication platforms, resulting in virtual agreements. While offering benefits such as convenience and accessibility, online social gatherings also present risks, including data privacy violations and financial threats. This study underscores the importance of understanding and managing these risks and highlights the need for robust legal protections for participants. The paper aims to explore the mechanisms of online social gatherings, assess their potential risks, and analyze the legal protections available to members in Indonesia. Employing empirical juridical research methods with a descriptive approach, the study involves reviewing relevant literature, laws, and regulations, and conducting interviews. The findings indicate that online social gathering agreements can be classified as innominate, standard, and reciprocal agreements. Nonetheless, practical challenges arise, particularly concerning privacy breaches and fraud. Indonesia has established legal provisions and litigation processes to address these risks and protect participants. Balancing the benefits and risks of online social gatherings is crucial to ensuring their continued positive impact on society.

Keywords

• agreements
• legal protection
• online gathering
• privacy violation
• fraud prevention