REVIEW OF THE INTERNATIONAL PRACTICE OF COST-SHARING MECHANISM IN NATIONAL HEALTH CARE SYSTEMS

Abstract

The article gives a review of international experience of using of cost-sharing mechanism to prevent the risk of patient’s moral hazard. Theoretical background and types of cost-sharing, protection mechanisms for vulnerable social groups, national cost-sharing models are considered.

Keywords

• cost-sharing
• deductible
• coinsurance
• copayments
• moral hazard
• out-of-pocket payments