FAKTOR FAKTOR YANG MEMPENGARUHI SUKU BUNGA KREDIT INVESTASI PADA SEKTOR PERBANKAN DI INDONESIA PERIODE 2006-2012

Abstract

Abstract: This paper has a purpose to know about influence of the macroeconomic factors are BI rate, inflation, money supply and exchange rate opposite investation credit interest rate. The analysis used multiple linear regression with study period January 2006–December 2012. Empirical test result prove that variable of the policy interest rate BI has a major impact or influence the development of investation credit interest rate. Variable of inflation and money supply have no significant contribution influence in the movement of the investation credit interest rate. And variable of exchange rate rupiah opposite of US dollar has little contribution with opposite effect in influencing movement of investation credit interest rate. Keywords: BI rate, inflation, money supply, exchange rate, invest credit interest rate.