BIO Web of Conferences (Jan 2024)
Topical issues of risk assessment of lending to agro-industrial enterprises
Abstract
The article outlines the directions of assessing the credit risk of a corporate borrower of the bank, highlights the special importance of lending to agricultural enterprises. The set of credit risk components is analyzed from the perspective of the bank's losses. A variable approach to credit risk assessment using corrective risk factors is described. The essential role of corporate underwriting in the process of credit risk assessment is disclosed.