BIO Web of Conferences (Jan 2024)

Topical issues of risk assessment of lending to agro-industrial enterprises

  • Novikova N.Yu.,
  • Kotova O.V.,
  • Kurdyumov Alexander V.,
  • Lylov Anton S.,
  • Vorotilova O.A.

DOI
https://doi.org/10.1051/bioconf/202413914011
Journal volume & issue
Vol. 139
p. 14011

Abstract

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The article outlines the directions of assessing the credit risk of a corporate borrower of the bank, highlights the special importance of lending to agricultural enterprises. The set of credit risk components is analyzed from the perspective of the bank's losses. A variable approach to credit risk assessment using corrective risk factors is described. The essential role of corporate underwriting in the process of credit risk assessment is disclosed.