Financial Literacy: Research Systematic Analysis

Abstract

This study aims to analyze and determine the trend of scientific articles to explain and discuss financial literacy in small and medium enterprises. The emphasis of this article is looking for the most frequently discussed themes on financial literacy in small and medium enterprises from 2012 to 2021. Found 40 scientific articles from 160 articles that have been filtered based on the topics discussed. Based on the results of the analysis, there are two major themes related to financial literacy in small and medium enterprises, namely: Financial literacy which discusses investment and entrepreneurial decisions, financial literacy which discusses financial technology, and financial digitization. This research suggests further research on the theoretical and methodological aspects to test the three theme.