Healthline (Jul 2020)
A Study on Assessment of Services Rendered Under the Rashtriya Swasthya Bima Yojana Scheme in Jamnagar District: A Cross Sectional Study
Abstract
Introduction: In India, poverty is propagated due to sickness, 1% of the poor are estimated to fall below the poverty line tending to their illness, and an estimated 65% of the poor in India get further into debt. To reduce out of pocket (OOP) expenditure for health care and lessen a considerable financial burden on the poor, a national health insurance scheme, Rashtriya Swasthya Bima Yojana (RSBY) was launched in 1st April 2008. Objectives: The present study was conducted to assessment of services rendered under the RSBY scheme with the aims & objectives, 1. To describe the socio-demographic characteristic and health problems of the patients who availed the benefits of RSBY in last one year; 2. To assess the medical and other support services rendered under RSBY scheme by government and private empanelled hospitals; 3. To assess the attitude of beneficiaries towards RSBY scheme in terms of satisfaction with the treatment provided. Method: Total 176 household interviewed from study district. A pretested semi structured questionnaire was used to interview a respondent from the family. The data entry was done using EPI INFO and data analysis was done using EPI INFO, Microsoft Office Excel 2007 and MedCalc. Results:59.7% beneficiaries were coming from less than 10 km from the hospital. Medical and surgical causes were the major problems. 89.8% of beneficiaries were asked to get medicine from outside. 76.7 % beneficiaries were provided free food during stay at the hospital. 87.5% of the patients got discharged summary. 92.6% of the patients responded that finger Print Verification was done on Discharge. 76.1% beneficiaries were not told about the amount left in the card at the time of discharge. Conclusion: Majority of the patients in private hospital availed surgical treatment. Patients in private hospital were more satisfied with the services rendered in RSBY
