Exploring the Nexus of Robotic Advisory, Digital Fluency, and Financial Literacy in the Future Investment Landscape – A Systematic Review

Abstract

The emergence of financial technology, namely robo-advice (RA), has transformed wealth management by increasing accessibility to customized financial guidance, extending beyond the realm of affluent individuals. Robo-advisors, changing the financial advice sector, use artificial intelligence and algorithms to provide customized portfolio recommendations that align with investors’ risk tolerance and investment objectives.

Keywords

• robotic advisory
• digital fluency
• financial literacy
• digitalization
• swot analysis
• g11
• g23
• d83
• o33