Current State of Investment Activity of Banks in Russia

Abstract

The mobilisation of resources determines the investment activity of banks for investment purposes. It is an important direction of development of the country’s economy, which emphasises the relevance of the study. The purpose of the article is to determine the investment potential of banks and their investment targets. The current state of the investment portfolio of banks was assessed using quantitative, comparative, structural and factor methods. The logic of the study allowed us to evaluate the activity of banks in the securities market and identify the acute problem of market capture by large banks. As a result, competition with other banks does not develop and the monopoly of Moscow banks increases. The authors analysed the quality of the bank’s investment portfolio by evaluating the volume and structure of attracted resources and identifying their risk level. A systematic and comprehensive approach to the analysis of investment activities of banks allowed the authors to make several recommendations for its improvement, which determines the scientific and practical significance of the study

Keywords

• investments
• debt securities
• equity securities
• investment activities of banks