Sources of Income among Polish Students from Silesian Region, their Attitude to Saving, Investing and risk

Abstract

The purpose of this article is to examine the attitude to saving, investing and risk of students, as an important group of potential clients of financial institutions. Students who are just entering the financial markets and are getting familiar with the offer constitute a large potential target group. In this paper, published research show how students manage their funds from various sources, as well as their willingness to use the savings and investment offer. It is also shown to what extent students use the offer available, their attitude to using the offer and their financial awareness which has an impact on the complacency on the financial markets.

Keywords

• saving
• investing
• risk
• financial literacy
• financial inclusion
• students’ personal finance
• financial markets offer
• complacency on financial market