Pengaruh Pembiayaan Bagi Hasil terhadap Tingkat Profitabilitas Bank Umum Syariah di Indonesia

Abstract

The purpose of this study was to determine the effect of musyarakah financing and mudharabah financing partially and simultaneously against profitability in sharia commercial banks in Indonesia period of 2010-2019. The results of partial between musyarakah financing on profitability shows that the musyarakah has a positive and not significant effect on profitability. Whereas the results of partial between mudharabah financing on profitability shows that the mudharabah has a positive and significant effect on profitability. The simultaneous test results of the musyarakah financing and mudharabah financing have a significant effect on stock prices. The contribution of musyarakah financing and mudharabah financing simultaneously to profitability was 32,3% and the remaining 67,7% was influenced by other variables not examined.

Keywords

• musyarakah
• mudharabah
• return on assets