International Journal of Financial Studies, Economics and Management (Apr 2022)
Impact of the Internet finance on Small and Medium Enterprises Financing under Big Data evolution
Abstract
Internet financial model innovation is mainly reflected in big data Internet financial companies, third-party payment platforms, Peer-to-Peer Internet lending platforms, crowdfunding Internet financing platforms, etc. platform and Internet financial portal platform. The impact of Internet finance on the financing of Small and medium-sized enterprises is mainly reflected in four aspects: that is, the mechanism of reversal of traditional financial institutions; the financing objects of Small and medium-sized enterprises More comprehensive and scientific; financing services for Small and medium-sized enterprises are more targeted; financing costs for Small and medium-sized enterprises have dropped significantly.
Keywords