RESEARCH OF THE OWN CAPITAL MANAGEMENT SYSTEM OF A COMMERCIAL BANK

Abstract

As world practice shows, the defining indicator of the profitability of banking is maximizing the cost of the bank's capital while maintaining an acceptable level of risk (market capitalization of the bank), which corresponds to the strategic development goal of any commercial bank and the interests of shareholders and investors. Capital management of PJSC VTB Bank goes beyond intra-bank management and becomes a strategic goal for the development of the country's entire banking system. On the basis of the revealed dynamics of indicators of decomposition analysis of the rate of return on capital of PJSC VTB Bank, a factorial model of capital was built and scenarios were developed for strategic and tactical measures to manage the bank's equity capital.

Keywords

• bank
• bank resources
• bank equity
• bank capital
• capital base
• capitalization
• capital formation level
• bank capital management