The Liquidity Risk Management in the Reform Period of Romanian Banking System

Abstract

The current economic and financial context on the international level has automaticallytriggered our interest in understanding the causes of the recent financial crisis. Liquidity is forsure a solution for saving the modern economy and therefore it needs to be efficiently managed. For these reasons we have selected this theme as a chapter in Romanian economic reform. Weexplore the hypothesis of prevalence of profit focus over liquidity risk management in Romanianbanking system in the reform economy period. Our study on seven Romanian banks in period 2011-2015 shows inconsistency and non-homogeneous results. We concluded there is a different focus ongoing concern in different banks and their banking management. This depend on historical profile,on kind of customers and recent development evolutions in this field.

Keywords

• Enterprise Risk Management
• risk liquidity
• reform period