Crediting in the South-West Region Oltenia, Gap Recovery Solution

Abstract

The paper analyzes the bank credit granted to bank customers in the 2016-2020 period, supporting them recently and to limit the negative effects on individual economic well-being, of public health and safety in the context of the pandemic caused by the new coronavirus. It is shown that the lending process represents the main financing flow of a country's economy, so that credit institutions have continued to support through loans both the needs of the population and the activity of companies affected by pandemic restrictions. The research methods used by the authors of the paper consisted in data collection, documentary analysis, and graphic representation. Increasing lending and the number of people who own banking products and services, over time, leads to increased economic well-being.

Keywords

• banks
• customers
• loans
• payment