Effect of investment potential of banks on long-term residential crediture of the defense system

Abstract

By adopting a program for resolving housing issues of professional military personnel of the defense system of the Republic of Serbia through long-term loans, the realization of housing loans started through the banks by concluding the Agreement. Increasing the efficiency of the implementation of these contracts imposes a demand for market analysis, in order to identify the characteristics and make conclusions that are useful in the planning of funds from the budget of the Republic of Serbia. The aim of this paper is to show the characteristics of the market structure, the intensity of competition and their individual impact in the banking sector of Serbia. Their relationship can be seen by following the degree of concentration of the market, which can have an impact on the decision-making process when choosing an entity with which the loan agreement will be implemented.

Keywords

• banks
• concentration
• investment potential
• lending
• defense system