Mebratu-B-PLC theory implication on developing country’s oxygen of bank

Abstract

AbstractThe main aim of this study was to examine Mebratu-B-PLC Theory Implication on developing Country oxygen of Bank. The quantitative data covered from 2011–2021 for the sample of eleven non-public commercial banks was collected from the annual report of the National Bank of Ethiopia and World Bank data. The panel the least square regression analysis showed that, except capital adequacy all explanatory variables’ customer growth rate, branch expansion, profitability, life expectancy rate and deposit interest rate affect deposit growth of non-public commercial bank shave positive, whereas GDP growth rate has negative significant effect on deposit growth of non-public commercial banks. From the results, branch expansion rate and customer growth rate were the two most powerful variables that affected deposit growth rate. Those non-public commercial banks that were sampled should build their image to attract more customers.

Keywords

• Ethiopia
• deposit mobilization
• mebratu-B-PLC theory
• non-public commercial banks
• random effect model