Senior bank loan officers’ expectations for loan demand: A note

Dimitris Anastasiou; Khudoykulov Khurshid Khurramovich; Christos Kallandranis

doi:10.1080/23311975.2023.2174247

Cogent Business & Management (Dec 2023)

Senior bank loan officers’ expectations for loan demand: A note

Dimitris Anastasiou,
Khudoykulov Khurshid Khurramovich,
Christos Kallandranis

Affiliations

Dimitris Anastasiou: Department of Accounting and Finance, Athens University of Economics and Business, Athens, Greece
Khudoykulov Khurshid Khurramovich: Department of Finance, Tashkent State University of Economics, Tashkent, Uzbekistan
Christos Kallandranis: Department. of Accounting and Finance, University of West Attica, Athens, Greece

DOI: https://doi.org/10.1080/23311975.2023.2174247
Journal volume & issue: Vol. 10, no. 1

Abstract

Read online

AbstractWe employ senior bank loan officers’ responses regarding actual and expected loan demand from enterprises linking successive surveys to determine the dominant expectation formation mechanism that best describes European senior bank loan officers’ expectations. Our findings suggest that the adaptive expectations mechanism is compatible with senior bank loan officers’ expectations for loan demand from enterprises. Our study contributes to the understanding of the formation of loan demand expectations, and hence our findings can be beneficial for monetary policy purposes.

Published in Cogent Business & Management

ISSN: 2331-1975 (Online)
Publisher: Taylor & Francis Group
Country of publisher: United Kingdom
LCC subjects: Social Sciences: Commerce: Business; Social Sciences: Industries. Land use. Labor: Management. Industrial management
Website: https://www.tandfonline.com/journals/oabm

About the journal

Abstract

Keywords