Bank Lending in Romania after the Covid 19 Pandemic

Abstract

Bank lending is at the stage of financial intermediation in most countries with a poorly diversified money market. The credit market in Romania has been growing steadily since 2005 as a result of banks opening up to the public. After the advent of the first mortgages, credit took off and the volume of consumer credit reached a peak. The unexpected Covid 19 pandemic has brought minor changes to the structure and volume of bank lending in Romania. The study reveals changes and trends in bank lending in Romania. Due to the fact that bank credit is the main form of financing in Romania, the study presented is important and relevant for analysts and the public.

Keywords

• loan
• banks
• consumer credit
• banking strategy