BANKING TECHNOLOGIES IN THE SPHERE OF PAYMENT SERVICES OF A COMMERCIAL BANK: MAIN AREAS OF DEVELOPMENT

Abstract

The article discusses issues that characterize the main directions and rates of development of information technologies in the payment system, which determine a new trend in their development, setting the vector of practicality, compactness and convenience in everyday use. The transformation of the payment system from the point of view of its convenience for private clients is carried out in the direction of ensuring the availability of settlements around the clock. The demand for money transfers is presented on the example of Sberbank, whose activities are determined by the bank’s wide branch network, which ensures the availability of sending and receiving money transfers from individuals.

Keywords

• payment system
• financial technologies
• money transfers
• digitalization of the payment