Pandangan Pakar Terhadap Penentu Pemilihan Bank Menurut Muslim Ideal: Perspektif Intrinsik

Abstract

Until now, a comprehensive and practical guide on muamalat procedures in banking transaction is still limited. This article attempts to discuss the intrinsic construct of the bank choice determinants according to the ideal Muslim. A group of experts who are among the religious figures, practitioners, consultants and academicians were interviewed. Comments were recorded, collated and themes extracted using grounded theory. Four themes emerged, namely halal and haram deliberation, quality consumption, return of maslahah and capability-based consumption.

Keywords

• banking
• consumer behavior
• intrinsic motivation
• Muslim
• religiosity