Hiding terrestrial objects from aerial monitoring has long been an important objective in national security and public safety. However, the diversity of terrestrial environments raises great challenges to traditional camouflages optimized for a single spectral band or single type of background environment, rendering them vulnerable in other bands or backgrounds. Herein, we experimentally demonstrate simultaneous visual and thermal camouflage that can adapt to two different environments based on a thermally emissive electrochromic layer. We first explore diverse possible theoretical solutions for dual-band dual-environmental camouflage by solving analytic constraints for camouflage and steady-state thermal conditions and select the most viable approach. Based on the theoretical analysis, we design active camouflage thin-film material systems that can approximate two different target visible and infrared signatures of backgrounds under proper bias voltage. Our potentially flexible camouflage surfaces can also conceal heat sources such as human body as well with tailored designs. These results provide new directions in multi-band stealth designs.