An Architectural Framework for the Development of Secure Mobile Payment System

Abstract

The Research in software architecture is an emerging field which emphasis on development methodologies, building theory, models of architecture, quality requirements, architectural description languages, and verification of architectural properties. Researchers put on efforts to elicit the state-of-the art technology framework in software architecture models in diversified fields. The high market penetrations of mobile personal devices including mobile phones, PDAs have paved a way for the development of new models in Mobile Commerce. Mobile phones are well suited with mobile commerce to reach the customers anywhere and at any time. Mobile Payments are a natural evolution of e-payment schemes that facilitate mobile commerce. A study reveals that there are wide ranges of mobile payment solutions and models available with the aid of various services. This paper provides a panoramic view of research in Software Architecture framework. A framework is to perform secure mobile payment system with the aim of achieving end-to-end security using asymmetric-key operations to provide convenient payment solutions. The development of secured mobile payment system for macro payments is a hot research topic for the research community and telecommunication industry. This paper proposes an effective framework to carry out the financial transactions from the customer to the merchant. It helps the application designers, developers and researchers to develop and manage the future payment applications and technologies.