The Unruh vacuum is widely used as a quantum state to describe black hole evaporation since, near the horizon, it reproduces the physical state of a quantum field, the so-called “in-vacuum”, in the case where a black hole is formed by gravitational collapse. We examine the relation between these two quantum states in the background spacetime of a Reissner–Nordström black hole (both extremal and not), highlighting the similarities and striking differences.