A Systematic Literature Review on the Credit Risk Management of Big Tech Lending

Abstract

This article reviews the relevant research of Big Tech Lending credit risk management in order to promote the research on the theory and method of credit risk management of Big Tech Lending. At present, relevant research results at home and abroad mainly concentrated on internet finance, credit risk analysis and control of digital inclusive finance and financial technology, and large-tech credit risk management framework research. Under the background of financial technology, the research on the theory and method of credit risk management of Big Tech Lending is in its infancy at home and abroad. The explanatory nature of the risk control methods of large-scale technology credit is relatively low, resulting in the fact that government supervision department cannot well identify the stability of such loans, which is a key issue that needs to be solved urgently in the credit risk management of large-scale technology credit. The research directions of Big Tech Lending credit risk management in the future include: Big Tech Lending credit risk perception and its influencing factors, Big Tech Lending credit risk control mechanism research and Big Tech Lending credit risk early warning model research.

Keywords

• smes
• big tech lending
• credit risk management
• big tech ecosystem
• big data risk control model
• literature review