Heliyon (Jul 2024)

Research elevation of bank lending and technological innovation in the excess liquidity countries

  • Agus Salim,
  • Suripto,
  • Dini Yuniarti,
  • Ignatius Abasimi,
  • Nurul Azizah Az Zakiyyah,
  • Indanazulfa Qurrota A'yun

Journal volume & issue
Vol. 10, no. 13
p. e33462

Abstract

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This study examines the intellectual framework research in bank lending and technological innovation relationships in countries with high banking system liquidity. This study employs bibliometrics with R-studio tools and procedures to analyze documents regarding productions, collaborations, keyword occurrences, conceptual structure, and density and centrality occurrence's network. Combining data from the Web of Science and Scopus databases, this study obtained 939 documents from 527 sources with a significant opportunity for further elevation through combination with other themes. The development analysis based on the most related countries indicates that researchers from other countries have also conducted studies identified as having significant banking liquidity. Topic development and thematic evolution show that research on the role of bank lending on technological innovation evolves to environmental issues, with green credit as the most recent and emerging elaboration. For further direction, keywords in investment clusters can help elevate education, commerce, and impact clusters by combining them with research on government taxation, credit provision, sustainable development, and emission control themes.

Keywords