CATEGORY «PROFESSIONAL OPINION» IN BANKING LAW

Abstract

The article is devoted to a comprehensive analysis of the concept of professionally motivated judgment applied by regulator (Bank of Russia) in respect of a credit institution . This concept (category) is seen in a variety of ways: as the approach used in international banking practice, as an institution of banking supervision, as assessment assigned by to the Bank of Russian to a credit organization, on the basis of analysis of numerous financial parameters of the latter, the ownership structure, the risks taken and the objective economic factors. The article discusses also the main directions of banking supervision, which includes elements of professionally motivated judgments as well as the goals of the latter.

Keywords

• профессиональное мотивированное суждение
• банковский надзор
• финансовая устойчивость кредитной организации
• банк россии
• объективные экономические факторы
• финансовые параметры
• финансовая отчетность
• банковские операции
• банковские риски
• инспектирование