E3S Web of Conferences (Jan 2021)

Financial stability analysis and forecasting insurance market of Russia

  • Chernyakov Mikhail K.,
  • Usacheva Olesya V.,
  • Aksenova Natalia I.,
  • Mukhtorzada Saidmuktori

DOI
https://doi.org/10.1051/e3sconf/202129606013
Journal volume & issue
Vol. 296
p. 06013

Abstract

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The article investigates the influence of various parameters and coefficients on financial stability, groups the factors according to their degree of influence and highlights the most significant for the insurance sector. We assumed the existence of a relationship between financial stability and indicators of debt burden, capital stock for meeting obligations, ratio of receivables and payables, expense ratio and loss ratio. The hypothesis was substantiated by analyzing investment investments of insurance companies in the real sector of the economy using the coefficient method and a prospective analysis of the paradoxical theory of regulation.