PERAN LITERASI KEUANGAN NELAYAN DAN PERILAKU RUMAH TANGGA SERTA IMPLIKASINYA TERHADAP KETAHANAN KEUANGAN KELUARGA (Studi Pada Keluarga Nelayan di Pelabuhan Sadeng, Yogyakarta)

Abstract

The southern coastal area is a priority area to be developed, especially in Sadeng Beach in becoming a fishing port, it is expected to be a mainstay in the economic development of the South Coast area of Gunungkidul Regency and be able to provide welfare to the community, especially fishermen. Welfare is influenced by a number of factors including the limited quality of human resources in understanding financial literacy. Good financial knowledge or Financial Literacy is needed so that financial management can be better by placing money in accordance with appropriate goods, so that it can be an effort to control household consumptive behavior in achieving family economic resilience. This study aims to determine the role of household behavior in mediating the influence of financial literacy in achieving family economic resilience. The study used an explanatory approach. This research is included in the category of quantitative research because it involves numerical data, measures objective facts, focuses on variables, and involves statistical analysis. Hypothesis testing using Smart PLS. The results showed that with the role of good financial literacy applied in everyday life, it will have an impact on financial resilience. In addition, if a person's literacy ability is able to be applied and is able to control household behavior in controlling finances and saving, it will have a good impact on Family Economic resilience

Keywords

• literasi keuangan, perilaku rumah tangga, ketahanan ekonomi keluarga